Real Estate Held in Joint Tenancy

The surviving joint owner will takeover the entire property.
A joint owner can will away his/her share if the real estate is held in Tenancy-In-Common.

Joint Bank Accounts

The mandate given to the bank will determine whether the account balance can be willed away.

Insurance Policy Held in Trust

When a policyholder nominated the spouse and/or child(ren) as beneficiary, a trust is deemed to be created. The policy proceeds does not form part of the policyholder's estate and cannot be willed away.

CPF Savings

A CPF member can state the beneficiary by making a nomination. If there is no valid nomination, the CPF savings will be distributed by the Intestacy Law.

NTUC Income Policies with Valid Nomination

Policy proceeds will be distributed to nominees named in the nomination form.

Immovable Property at a Foreign Country

The law of the country where the immovable property is situated shall apply.